Rates |
| Variable
Rate: |
| This
option is linked to the prime lending rate and fluctuates
with market conditions and Reserve Bank policy. Your monthly
repayments will change as the rate fluctuates. |
Fixed
Rate: |
| This
option ensures stable repayment for an agreed period which
can vary from 12 months up to 10 years and allows the client
to choose the fixed term. At the end of the fixed term the
rate reverts back to the variable interest rate. The client
can only apply for a fixed rate after registration. |
|
| Services
/ Fees |
|
In
the recent weeks the lending criteria has changed tremendously.
Contact us today to find out what the current loan to value
and lending criteria of each bank is. |
| Ordinary
home loans:
|
|
This
product enables buyers to take up a bond on a new purchase
or existing bond free property. |
| Building
Loans: |
| This
product is for clients who want to build a new dwelling on
vacant land or to improve existing property.
|
| Taking
up a further bond on existing property: |
| The
product is for existing homeowners, where the value of your
property is more than the outstanding bond. You can then apply
for a further bond. The funds can be used at the client's own
discretion. |
| Developments:
|
We
specialize in New Developments.
Contact us for more information on
the latest launches and available units in various other New
Developments. |
| Costs
and Fees: |
There
are no fees payable to us for our services. We are outsourced
and deal directly with the four major banks.
We also negotiate reduced attorney fees. |
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